EFG International


We offer a range of banking and cash management services, which include:

  • Current accounts in multiple currencies.
  • Payments.
  • Safe custody.
  • Credit cards.
  • Foreign exchange services.

Investment finance

We offer a range of financing facilities which can be used to help construct an investment portfolio. They are secured by the lending value of clients' diversified portfolios of liquid, marketable collateral such as cash, bonds, shares and funds.

The two main types of facility are:

  • Overdrafts. Current account overdrafts are available to cover short-term financing requirements, with an interest rate based on prevailing market rates.
  • Fixed Advances. We offer loans fixed for a period of 1-12 months, with an interest rate based on Libor and fixed for the specified period. Such loans can be renewed on a rolling basis.

We also issue bank guarantees on behalf of our clients in favour of third parties, and provide credit facilities to cover the writing of foreign exchange forward contracts as well as foreign exchange or equity options.

Property finance

In a number of markets, we offer property financing on a selective basis and as an add-on to our private banking service. We also have the ability to use partners to provide a range of property finance solutions.

In the UK, we offer mortgage financing for periods of up to five years. Residential real estate and high-grade office properties in the Greater London area, as well as certain other select regions, may be considered as collateral.